Manage your credit, debt, and budget through thoughtful and purposeful spending.
I’ve had bad financial education in the past and now trying to fix all of these errors which I’ve made. Currently I have 4 loans from Sallie Mae which are total to $30000. Two of these loans have APR of 7.75%, one loan has 9.25% and one has 10.25%. This is quite ridiculous in my opinion, and I need some advice on how to fix it. What would you suggest?
Reader Question: Big Student Loans Read More »
On Saturday night, I was out at a bar with some friends when an incredibly cool bar discussion topic came up. We started talking about credit scores and credit reporting. (Now you know my friends are as cool as I am.)
Credit Inquiries: A Soft Hit vs. a Hard Hit on Your Credit Read More »
If you regularly make purchases at any major chain store or online website, you can most likely save 6% or much more (up to 30%) using sites like CardPool.
Buy Discounted Gift Cards to Save on Purchases Read More »
I am currently considering a few expensive purchases. I am looking at a new flat screen HDTV to replace my old analog TV. I am considering Lasik eye surgery. I am considering a new road bike. I like nice things and experiences, and I am happy to spend the money if it is something I will really enjoy.
How To Buy Expensive Stuff Read More »
In Fight Club, Tyler Durden famously said that “the things you own end up owning you.” I have written about how hard you have to work for your possessions once before, but I decided to take it a step further and find out how much time I have to work every month to pay bills.
Make a Bills Calendar to See What Owns You Read More »
I am loyal to my hair guy. I have been going to Fred for about 13 years. When I started going to Fred, my parents were still paying for my haircuts. He is at a professional salon that is much more expensive than some of the discount hair options.
Spending on Vanity Read More »
