If you have ever done any loan search, specifically student loans, you have probably encountered the phrase “consolidation loan.” You have also probably seen offers to consolidate multiple credit cards into one. Loan consolidation is often a good idea, but you should know how it works and what these loans do before you jump in. …
Are you currently in the process of paying off debt? It’s not easy, is it? Let me include you in on a little secret – that’s how you know it’s worthwhile. Nothing in this life that is worth doing is easy, and paying off your debt certainly counts as one of these challenges. But, hang in …
Give Yourself Small Rewards While Paying Off Debt Read More »
I was recently talking to a friend about her finances, and she told me her biggest worry is trying to get ahead. With bills, rising rent, and increasing costs at the grocery store, it can seem like a big challenge to build yourself a solid financial future.
When you’re in the middle of paying off debt, especially consumer debt, it’s easy to feel like you shouldn’t buy anything you want. I mean, after all, isn’t that generally part of the reason you got in debt in the first place? With that in mind, I was shocked when the debt counselor I worked …
How to Pay for the Things You Want While Paying Off Debt Read More »
Student loan debt is a part of life for millions of current college and university students and graduates throughout the United States. Once the grace period ends on student loans, borrowers are required to begin what is in most cases the long process of repayment. Without making any changes to student loans, recent graduates are …
Deciding Which Student Loan Repayment Plan is Best for You Read More »
I worked hard to pay off my car loan in half the time, my student loans in two years, and the only debt I have left is my mortgage. That is something my friend Steve Stewart and I don’t have in common. As of next week, he is completely debt free. In celebration of his mortgage payoff, …
