Manage your credit, debt, and budget through thoughtful and purposeful spending.
DebtGoal has a great post on why to skip the store credit cards. I have a confession to make, my first job in high school was at Target and I was one of the top (the top part time) in the store for selling Target credit cards. Since I can do simple math, I just […]
Why To Skip Store Credit Cards Read More »
As you all probably heard, the Federal Reserve lowered the interest rate to .25%. This near zero rate caused a spike in the stock market and many reactions around the finance world. What does it mean for you? I’ll tell you! As a borrower, it means you can save money. This is going to be
What Does .25% Interest Mean For You? Read More »
A recent article at The Consumerist reminded me on an interesting moment I had. When I went to the bank to get my car loan, I was told I had a $1300 balance on one of my credit cards. I paid that balance about a month before. So why did it still say that I owed
Your Credit May Not Match Your Credit Report Read More »
At some point, you are probably going to need a new car. For young people, this is usually the first major purchase (thousands of dollars) that you will make. You have three options: Buy in cash, lease, or buy with a loan. The best option is to just buy the car outright in cash. This
Leasing vs. Buying Read More »
You do not need a budget to get by unless you are a compulsive spender. That said, I like to have a budget. You do not need a budget because you are already investing automatically. As long as you don’t touch that, you are fine for the future. Living paycheck to paycheck means that you
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