A checking account is the most basic personal finance tool, and it is important that you understand how it works, how to use it, and how not to use it. …
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How Should a High School Student Learn About Money?
Many parents shield their children from their personal finances, which can make sense for many families. However, kids will become adults sometime and will have to learn about money sometime. As …
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Tools to Manage Your Finances with the Least Work Possible
Managing your finances can be a lot of work. Between all of your bank accounts, credit cards, investments, 401(k)s, student loans, mortgages, bills, and everything else you’re dealing with, keeping …
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What to Do When You’ve Been Victim of a Data Breach
Over the last few years, we have seen an unprecedented increase in leaks of credit and debit card numbers from large breaches, or hacks, where bad guys break into stores and steal information. I was a …
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Never Miss a Bill Again
Missing bills totally sucks. It doesn’t happen to most of us very often, but when it does it is frustrating. It can cost us money in fees, extra time and stress, and for some bills can even lower our …
The Complete Beginner Guide to Budgeting
Love it or hate it, budgeting is one of the most important parts of managing your finances. While earning more is the only way get rich for most of us, understanding, managing, and controlling our …
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The Complete Beginner Guide to Travel Hacking
If it’s too good to be true, it usually is. That’s the mentality I had when I first learned about travel hacking, a blanket term for using miles, points, and know how to travel the world in luxury …
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PPP035: I’m Jason Vitug and I Went on a Financial Literacy Road Trip
Jason Vitug started with a traditional career path in Silicon Valley, but walked away from it all to found Phroogal, a website dedicated to answering people's questions about financial literacy. His …
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Emergency Fund: Commitment to Savings
In life, things come up. Your car breaks down. You need a new furnace. Things happen. Are you prepared to deal with those issues if they come up today? Many people do not have cash put aside to deal …
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Balancing Your Checkbook: A Waste of Time
Balancing your checkbooks used to be a weekly "have to do" task for most families. New technology, however, makes balancing your checkbook a complete waste of time. Online banking and online bill pay …
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