Manage your credit, debt, and budget through thoughtful and purposeful spending.
I like to think of the government as a giant, non-profit business. Every single American is a customer. As customers, the government’s job is to keep us happy. As a business it is responsible for keeping itself “profitable” and viable for the future.
The National Debt and Taxes – A Solution Read More »
Like all of you, I sometimes feel frustrated with my financial progress. We read big numbers about compound interest, saving, investing, and having a better future. Some days, however, we look at our accounts and feel like we are not making progress. I have a few methods to overcome financial frustration that I want to share with you.
When I Feel Frustrated – How to Deal Read More »
I was wondering what your take is on borrowing from a 401K to pay off credit cards. Everything I’ve read says not to but 1) I have an interest rate on one card that is 27%; 2) I’d be paying myself back an annual rate higher than anything I’m getting now. So why not?
Take a Loan on your 401(k)? Read More »
The trick to a good vacation is a balancing act of time, money, planning, flexibility, research, and playing by ear.
Ten Ways to Get the Most Out of a Vacation Read More »
Debt addition is a real thing. Unlike drugs, it is not a chemical dependency. It is more like a food addiction, it is a mental state where you cannot conceive living another way. It is a very real and very serious issue around the world, but particularly in North America.
Everyone knows that credit cards come with a certain amount of fees. That’s to be expected; it’s part of the way the credit process works, and there’s not a lot consumers can do except comparison-shop for the best deals.
How To Avoid Credit Card Fee Traps Read More »
