Spend Mindfully

Manage your credit, debt, and budget through thoughtful and purposeful spending.

Wedding Present Economics

What always turns out to be an after thought, though, is the gift. Going to a wedding is not cheap. Flight, hotel, and rental car can easily approach $500 depending on the destination. Once you factor in meals, bar visits with friends, airport parking, and other incidental costs, $500 becomes conservative. If you are in your 20s or 30s, you might have several of these per year. Ouch!

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How to Consolidate Debt

I listen to the radio on the way to work every day. At least once every morning, I hear a commercial talking about debt consolidation services. Some of them are good companies trying to help you and some are predatory and are just trying to make a buck. It is important to know how debt consolidation works so you can make good, informed decisions.

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