Increase your savings through smart money management, automated savings and investments, and solid retirement planning.
I recently gave in and took the dive into Upromise. Upromise is a program designed to give you cash back from select purchases (namely restaurants, online stores, and grocery) to fund a 529 college savings account, pay for college loans, or go directly to education expenses. Anyone can sign up. An adult can sign up […]
Upromise Helps Pay For School Read More »
If you are like me, you have a big stack of US savings bonds that has been accumulating dust in a safe deposit box since you were born. If you are under 30, those are still gaining interest today. But what should we do with our savings bonds? I never thought to cash mine in until I got to grad school, and that promted quite a bit of research into how to deal with finding the value, paying the taxes, and cashing in my bonds. I will take you through the process I went through up to today, the day I take my bonds to the bank.
How To Deal With US Savings Bonds Read More »
Deep down inside, I know a lot of people probably think saving the big bad company money is a bad thing. Why would I want to save the cable company money? Don’t they gouge me every month when I get my bill? I take a different look at it. Sometimes saving companies money can save you money, or make you money. My favorite example of this is paperless billing.
Saving Companies Money is Not Always Bad Read More »
Any long-time reader of Personal Profitability knows that I’m an investor in peer-to-peer lending at Lending Club. I write an occasional update on my portfolio, and compiled them all into a running history here. If you are interested in how I invest in Lending Club, check out my Ultimate Guide to Making Money with Lending
Lending Club Updates Read More »
I woke up this morning to a message about one of my banks. I have CDs at New Frontier Bank, a bank located about an hour and a half north of Denver. The bank has gone into FDIC receivership and is now controlled by Bank of the West. The FDIC is paying out insured deposits
The Recession Got Me, But I Am Insured Read More »
When I worked in banking, we had many great customers. Part of our strategy was to grow our customer relationship to cover all of the customer’s banking needs. These primarily included checking and savings accounts, credit cards, and loans. When a customer paid their loans and credit cards on time and managed their finances responsibly,
Keeping Credit and Cash Seperate Read More »
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