Almost every investment firm offers a 529 account. They talk about how great it is and how everyone should have one. Most people have no idea how a 529 works or what it is. This post will give you a breakdown on the basics of a 529 and what you need to know if you are going to get started with this type of account.
What The Heck is a 529 Anyway? Read More »
On July 24, 2009 (that’s less than two weeks), the United States minimum wage will increase from $6.55 per hour to $7.25 per hour. That is a difference of $1456 per year for impacted minimum wage employees. That might not sound like a lot to some of us, but it will bring people a roughly 10% raise.
Minimum Wage Increses Read More »
Someone I know is in the market for her first car loan. I was flattered that she asked me about how car loans work. She is pretty smart. If she had questions, I am sure many of you might have the same questions. This post will discuss what you should think about if you are a twenty-something (or a “real live adult”) looking for a car loan.
How to Shop for a Car Loan Read More »
I took a big check to the bank yesterday and was worried that the bank would put a hold on my funds. I decided to look into the laws about holding funds, and thought you might appreciate a quick breakdown on Regulation CC, the Federal regulation on bank holds.
Bank Funds Availability Policies – Regulation CC Read More »
For the first time, I am going to give exact details on my loan balances and how I am paying them off. I will also discuss the popular “snowball effect” for paying off your own debt.
My Debt, How I’m Paying It, and the Snowball Effect Read More »
I have a story for you. A “perfect storm” of vacation credit card problems left my sister in Greece with only 100 Euros in her pocket. The issues sprouted from another trip thousands of miles away. Here is the rundown, and the lesson learned, from the experience.
Credit Cards on Vacation Read More »
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