Banks are institutions that offer a variety of financial services, such as checking, savings, and investment accounts and various loan options. Understanding how banking works and maintaining a good relationship with a bank is crucial when handling your finances. This guide will explain how banks make money, the different types of banks, and which one …
Who wouldn’t like to have a little extra cash in their bank account at the end of the month? While you probably can’t walk into your office and demand a pay raise, there are a few ways to save money and give yourself that raise instead. Making a few simple cutbacks could save you hundreds …
If you have ever done any loan search, specifically student loans, you have probably encountered the phrase “consolidation loan.” You have also probably seen offers to consolidate multiple credit cards into one. Loan consolidation is often a good idea, but you should know how it works and what these loans do before you jump in. …
Are you wondering how to choose your first investment? At the start of your own investing journey, consider this advice from Warren Buffet, one of the savviest investors in history. “Be fearful when people are greedy, and be greedy when people are fearful.” The thinking behind this wise quote is that when many investors buy …
Many small business owners and solopreneurs need help with paperwork and the complexities of business taxes. When forming your own LLC, especially if it’s your first time, you may find yourself thinking about the logistics of running your company more than the work you’re actually passionate about. If you’re looking for help in business incorporation, …
This post comes to you in partnership with Refily. This post is by me (Eric) and features my own opinions. There were several significant milestones where I felt like a real grown-up, and one of them was getting my first mortgage. But I felt like a financially savvy grown-up after refinancing that mortgage, and another …
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