The Credit Card Search Begins
Now that I am closing my Chase card, I have to pick a new one.
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Spend Mindfully
Manage your credit, debt, and budget through thoughtful and purposeful spending.
Time Value of Money Explained
If you have $100 today, what is it worth? What would you pay today to ensure you receive $100 one year from now? Would you pay $95 or $105? Bankers, loan specialists, and mortgage brokers are experts in the time value of money (TVM).
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Buy Big Items With Reverse Credit
It has happened to all of us at one point or another, we see something that we want but do not have the cash in the bank to buy it.
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Chase Is Trying to Rip Me Off
I received a letter this weekend from Chase, the bank where my primary credit card is housed. The letter seemed all nice and fluffy. I am being “upgraded” to a new premier rewards program. I kept reading and everything seemed great… And then I made it down to the end where they drop in a line saying that I will have to pay a $30 annual fee. Not going to happen.
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How To Deal With US Savings Bonds
If you are like me, you have a big stack of US savings bonds that has been accumulating dust in a safe deposit box since you were born. If you are under 30, those are still gaining interest today. But what should we do with our savings bonds? I never thought to cash mine in until I got to grad school, and that promted quite a bit of research into how to deal with finding the value, paying the taxes, and cashing in my bonds. I will take you through the process I went through up to today, the day I take my bonds to the bank.
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Planning and Luck Can Save Money
Last night I went to a large social event for Jewish grad students and young professionals in my town. It was a lot of fun. I had a good time and met some cool people. I didn’t bust the bank on the bar crawl (only did one drink per bar rather than the two or
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