What To Do With a Raise?
I would like to take this opportunity to toot my own horn for a moment. I got a promotion and a raise! Yay! More money, more to do. Good times.
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Spend Mindfully
Manage your credit, debt, and budget through thoughtful and purposeful spending.
The Economics of Moving
Last week, I wrote about my recent apartment hunting. Now that I have a new place picked out, I have to move. I arranged an overlap of one week so I have time to move everything in my busy schedule of working during the day and going to classes at night.
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Apartment Hunting
Yesterday I completed a multi-week process of searching for and picking a new place to live. I have been living in a house near my school for the last 15 months. In that 15 months, I have been very happy with the rent and location, but I decided it was time for me to go out and get a place on my own.
How Banks Make Money and How You Can Make Money Like A Bank
I am sure you realize that the bank pays you for keeping deposits there. Many young people do not have loans, so they have never thought out the process of banks making money. Why should they even care about keeping you as a customer? Here is how banks make money and a few ideas on
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Bank Credit Laws: Reg Z
One of my banks closed my credit card due to inactivity and having “no banking relationship” beyond the card. When I got the letter in the mail, I started to think: is this even legal? Can the bank close my card for not doing anything wrong?
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Why Banks Sell Loans and How It Impacts You
I just got a letter in the mail from my student loan company saying that my loan has been sold to the US government and will now be processed by a federal payment processing center. This is common in the student loan and mortgage loan business. I figure that if it is happening to me, it is happening to other people to. And if a bank does it, it is probably confusing. Here is how it works.
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