Spend Mindfully

Manage your credit, debt, and budget through thoughtful and purposeful spending.

Save Money

3 Easy Ways to Save Money on Everyday Expenses

Budgeting

Having a family of five we’re always looking for ways on how we can save money on every day, common expenses. We like to be frugal in many areas so that we can spend money on other things we enjoy and ultimately that comes down to making hard choices about how we spend our money. While we have come up with a number of ways, the possibilities are really limitless in terms of saving money and ultimately come down to what you value and what kind of lifestyle you choose to live.

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Payoff Debt

Top 10 Guidelines to Follow Toward Achieving Debt Independence

Debt Management

As of 2012, Americans owe $849 billion in credit card debt, $8.03 trillion in mortgages, and $956 billion in student loans. This situation shows no signs of slowing down owing to poor money values that we have as a nation. The advertising industry forces us to spend on things we don’t need and can’t even afford, and this is what the credit card industry capitalizes on.

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Grocery Store Aisle 2

3 Great Ways to Further Stretch Your Grocery Budget

Budgeting

Anyone who has been to the grocery store lately can attest to how difficult it has become to stretch a grocery budget. There are numerous reasons behind it, but most point back to the drought last year and we’re now starting to see the effects of it when it comes to our final grocery bill. While many people already use coupons and know about matching prices, my wife and I have implemented a few more ways to help us stretch our grocery budget further.

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Plane Takeoff New York

A Look in My Wallet – Starwood Preferred Guest from American Express

Credit, Travel

Today I am going to move away from the broader tips I usually provide and share with you something that I really do myself. In the past, I have shared posts on traveling cheap or free by getting credit card points and miles. Today, I am going to share one card that I carry in my wallet every day, the Starwood Preferred Guest from American Express.

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