How To Buy Expensive Stuff

I am currently considering a few expensive purchases. I am looking at a new flat screen HDTV to replace my old analog TV. I am considering Lasik eye surgery. I am considering a new road bike. I like nice things and experiences, and I am happy to spend the money if it is something I will really enjoy.

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How to Change Banks

I have recently read a study that demonstrates that the average person is willing to put up with bad fees, horrible customer service, and a bad experience at their bank because it is simply too inconvenient to move. I am apparently an anomaly, as I am in the process right now and I don’t think it is all that bad.

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Changing Up Checking

I have been a very happy user of a combination of US Bank (since 2000) and Capital One 360 (since 2007) for a while now. ING has paid very competitive rates and the online bill pay has become increasingly useful. However, I am up for a change.

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