Free Money Guides
Start with the Personal Profitability Playbook and the 7-day Bootcamp, or pick the eBook that fits what you’re working on right now. Each one is free and updated for 2026. After you confirm your email, I’ll send it right away, plus a few short emails with the next steps. You can unsubscribe whenever you want.
Free guide
Spend less, earn more, and grow your wealth
Get my free 2026 Playbook with a checklist for your budget, credit, investing, and side income, plus the free 7-day Bootcamp.
- Track your money with the tools that still work in 2026.
- The order to invest in, with the 2026 401(k) and IRA limits.
- Three ways to earn your first $100 on the side this month.
Bonus: The 7-day Personal Profitability Bootcamp, one short lesson in your inbox each day
Free guide
Build a budget you'll keep this month
Get my free 2026 guide to picking categories, setting limits, automating your savings, and choosing a budgeting tool.
- Set category limits from what you spend now.
- Try envelope, zero-based, and one-line budgets.
- Compare free and paid budgeting tools for 2026.
Bonus: The 30-Day Money Reset, a one-task-a-day plan to put your budget to work
Free guide
Build an excellent credit score without paying interest
Get my free 2026 guide to how credit scores work, what moves your score, and how to fix mistakes on your credit report.
- The five factors FICO uses and how much each one counts.
- How long late payments, collections, and medical bills can stay.
- A step-by-step plan to raise your score and dispute errors.
Bonus: The Debt Payoff Plan, a worksheet to list your balances and pick a payoff order
Free guide
Learn how the stock market works, then start
Get my free 2026 guide to stocks, trades, account types, and index funds, plus a step-by-step plan for your first investment.
- How a trade works, from order types to T+1 settlement.
- Why I start with low-cost index funds instead of stock picks.
- The margin rules and my own trading mistakes, so you can avoid the same errors.
Bonus: The First-Investment Checklist, the order to handle your match, debt, and savings
Free guide
Turn your skills into freelance income
Learn how I found clients, raised my rates, and went full-time freelance in 2016. Get the free 2026 edition, tax basics included.
- How to land your first paying client, with a checklist.
- The rate-increase email I've sent clients, ready to copy.
- 2026 tax basics: 1099s, quarterly due dates, and the $400 rule.
Bonus: The Side Income Starter Sheet, 20 ideas rated by cost and speed
Free guide
Turn your everyday spending into flights
Use my 2026 guide to points and miles to earn sign-up bonuses, pick the right programs, and book trips without paying interest.
- The five bank point currencies and their airline partners.
- How to earn a sign-up bonus with bills you already pay.
- The cents-per-point math to know when an award is worth the points.
Bonus: The Travel Hacking Workbook, printable trackers for cards, points, and trips
Not sure where to start? The Complete Beginner Guide to Budgeting is the best first read on the site.