Downloads

Welcome to the Personal Profitability Complete Beginner's Guide to Personal Finance. This eBook brings together some of the best resources ever created in the first ten years of the Personal Profitability blog. Download those resources as a PDF ebook to enjoy on your computer, smartphone, or favorite ebook reader. Get started on your Path to Personal Profitability today! As an added bonus, get a .epub version ideal for your e-reader!

Contents

Section One: Your Money

The Complete Beginner Guide to Budgeting

The Complete Beginner Guide to Bank Accounts

The Complete Beginner Guide to Personal Financial Statements

Credit Scores: The Complete Beginner Guide

Complete Beginner Guide to the Stock Market

Home Buyer’s Guide: From Search to Move In

Section Two: Your Income

Career Transition Guide – Find a New Job, Get It, Leave Gracefully, and Kick-Ass In Your New Job

Starting a Small Business: From Idea to Exit Strategies

137 Ways to Earn Your First Side Hustle Dollar

The Complete Beginner Guide to Freelancing

Sell Your Old Place or Rent It Out: The Ultimate Guide to Becoming a Landlord, or Not

Section Three: Maximize Your Money

The Complete Beginner Guide to Travel Hacking

The Complete Beginner Guide to Coupons

The Complete Beginner Guide to Holiday Budgeting

Introduction

You are faced with money decisions every day. From the grocery store to the lunch counter and from the gas pump to your favorite online shopping destination, your success with money ultimately comes down to your decision making.

Money is a two-sided equation. If you have always struggled, this guide may help you get started on a new path… on the Path of Personal Profitability.

In these pages, you will find a summary of some of the best-of in the history of Personal Profitability, a blog, podcast, and video channel founded as Narrow Bridge Finance way back in 2008. Now, more than a decade later, you can digest these cornerstones of personal profitability on your own schedule from your favorite computer, smartphone, or digital reading device.

As you dive in, consider how you can take these lessons and apply them to your daily money. By the end of this book, you should understand where your money comes from, where it goes, and opportunities to both earn more and spend less to maximize your cash flow.

Also remember this important fact: you can only cut your spending and budget so much, but your income can increase forever. This guide starts with the basics: your budget and bank account. The second section focuses on your income, earning from your career, a side hustle, or real estate. It wraps up with some bonus skills you can use to stretch your dollars even farther.

This is the first time all of the best guides from Personal Profitability are available in one place! I hope you enjoy them and find them useful. To get more personalized help, you may want to consider One-On-One Personal Profitability Coaching.

Wherever you are in your journey with money, this guide can help you level up your skills and knowledge. Apply them every week and your money skills and situation should only improve. That is what Personal Profitability is all about.

Until next time, stay profitable,

Eric Rosenberg

Founder of Personal Profitability

Welcome to the The Personal Finance Arsenal Version 2.0. This new and updated book is designed to help you take control of your finances.  It contains a list of free tools, and setup instructions, to streamline your system.

No more fees.  No more overdrafts.  No more headache.

Let me tell you a few stories.

In my time working as a banker, I once had a woman come in crying. She was devastated. She had overdrawn her account and was hit with ten overdraft fees. Not only was she broke, but she dug herself into a hole with $300 in fees just because she was not paying attention to her account.

A close friend told me that she has missed a few credit card payments in the last two years. Sure, $30 a hit might not seem like a whole lot, but that raised her interest rate 10%. All of a sudden she paid $90 in cash plus 10% per year on her balance. That was money she could have spent on things that she enjoyed.

A girl I knew in college bounced rent checks about every three months. Her landlord charged her $25 per check and her bank charged her $20 per check. There was no reason for her to waste $180. She had the money, she just screwed up.

Their mistake is your gain

I took what I learned from my bank customers and friends and found ways for you to save money. This resource, which can save you thousands of dollars in fees, comes to you from the writer behind Narrow Bridge Finance.  In this book, you will learn wonderful tools and tricks that you can easily implement in your life.

Do you have trouble monitoring and managing your many bank accounts? Do you wish you could check everything easily in one place? You can learn how here.

Do you wonder about your financial health? Do you wish you had an easy way to make sure you had enough money to pay the bill every month? I share with you a great strategy to find your financial health with my Personal Financial Statements.

Are you ready to make your life easier?

In the ten chapters of the Personal Finance Arsenal, you can become an expert in everything from account management and automation to credit score management. If you are considering buying a new home or car, you can find vital information on how banks look at your credit report and credit score. How do I know?I used to work in a bank! I share secrets that the bankers don’t want you to know.

• Keep Things in One Place to Save Time
• Your Net Worth – Know where to focus to save money and build wealth
• Your Credit Report – How To Get it And What You Need to Know
• Your Credit Score – How To Get it (For Free) and What It Does
• Automate Your Bills So You Don’t Screw Up
•  How To Track Everything Without Forgetting the Milk

PERSONAL FINANCIAL STATEMENTS

• How to create your own spreadsheet showing your assets and liabilities?
• How to find out how much money you really make after expenses?
• How to find out where your money is going?
• How much are your finances really worth?

DO NOT BE A VICTIM OF IGNORANCE. You can find everything you need to know to clean up, streamline, and automate your finances. Make it easy so you never screw up or waste time again.

The Personal Finance Arsenal is packed with personal finance expertise.  I worked in banking, corporate finance, and have two finance degrees.  My goal, as you know if you are familiar with Narrow Bridge, is to make life easy on you.

Try The Personal Finance Arsenal today. And if you are not happy, just let me know within a week and I will give you every dollar back. You have nothing to lose! Use PayPal or any major credit card on our secure purchase site for $2.99.

ALSO AVAILABLE FOR KINDLE!

A reader’s success story:

“I really enjoyed reading Eric’s book. He did an excellent job of explaining how to manage your finances in laymen’s terms. He offers a lot of helpful tips on monitoring all of your finances in just a few places, which helps decrease the amount of time spent on this task. The various resources he discusses provide an at-a-glance view of all your money, where it is going, and how to devise a good plan for saving money, earning interest, etc. “

Money back guarantee.  If you do not find the tips in this book useful, send me an e-mail within 14 days for a 100% refund.