Anyone who has ever had a loan has seen the statements that come updating you on your progress. Early on, it is often disheartening to see that the bulk of your payment went to just the interest, and a small amount went to the outstanding loan balance. If you ever wondered why and how it works, read on. If not, read on anyway, you could still learn something.
How Loan Amortization Works Read More »
I would like to take this opportunity to toot my own horn for a moment. I got a promotion and a raise! Yay! More money, more to do. Good times.
What To Do With a Raise? Read More »
Ovrdraft Fees To Become Opt-InThanks to the good old boys at the Fed, banks are no longer going to be able to just pay out your checks and ATM withdrawals that take you below zero and charge you $40 for it. Banks make billions from overdraft fees every year. Like I have said in the
Overdraft Fees To Become Opt-In Read More »
Last week, I wrote about my recent apartment hunting. Now that I have a new place picked out, I have to move. I arranged an overlap of one week so I have time to move everything in my busy schedule of working during the day and going to classes at night.
The Economics of Moving Read More »
Yesterday I completed a multi-week process of searching for and picking a new place to live. I have been living in a house near my school for the last 15 months. In that 15 months, I have been very happy with the rent and location, but I decided it was time for me to go out and get a place on my own.
I just finished reading The 4-Hour Workweek: Escape 9-5, Live Anywhere, and Join the New Richby Tim Ferriss. The book was fun and easy to read. Not only was it fun, it was a bit inspirational. I know I am behind the curve in this book, which made waves when it came out in 2007, but its words are just as relevant as they were in 2007.
Book Review: The 4 Hour Workweek Read More »
