This month was uneventful in my personal finances, but very good in my business finances. I had a week long out of town trip with my family, and it was nice to get away. I also booked a 100% free flight to visit my girlfriend’s family for Thanksgiving using free miles. Here is how everything worked out in October.
December 2012 Net Worth and Earnings Update Read More »
Home ownership for many is a vital part of achieving their part of the American Dream. I can understand as a home can feel like something you’ve worked hard for and will hopefully be a source of improving net worth as well as a place to build lifelong memories. With interest rates being at historic lows, this has allowed more families to possibly realize that dream and move into a house. It has also brought a steady rise in mortgage refinancing for those looking to make their mortgage payments go further. To be honest, it makes sense as refinancing your mortgage can potentially save you tens of thousands of dollars over the life of the mortgage.
Is Refinancing Your Mortgage Always a Good Idea? Read More »
I once I wrote about how I was on the verge of the Costanza Wallet. I have learned more about keeping my wallet de-cluttered and small in the time since, and got it down to a list of my top five tips for an organized wallet.
5 Tips for an Organized Wallet (or Purse) Read More »
We just discussed how to make saving a habit, but a lot of people do not know how much to save. Since you know how to save, today take a few minutes to decide on a saving goal and put a savings plan to action.
How to Set a Savings Goal Read More »
Many of my contemporaries tout Black Friday as a day to take full advantage of frugal ways to shop on a very low budget. They argue that if you stay focused and plan out your Black Friday shopping, you can get great deals on many tempting products. I am in another camp, however, if you are waiting until Black Friday to buy something, you probably don’t need it at all.
Going Shopping Today is Stupid Read More »
The end of the year is approaching and with it an excellent time to analyze your financial house and see what changes you’d like to make for the upcoming year. For some this might mean examining their spending for ways to save money. With a few tips you can be on the road to saving money and improving your financial health.
How to Make Saving A Habit Read More »
