I recently wrote about paying yourself first, and one astute commenter had a great question about the value of maxing your Roth IRA first or your company’s 401(k) plan first.
Should I Max My 401(k) or my Roth First? Read More »
On the heels of the election, many people are worried about the economy, their investments, and their money. I think we are, in fact, in a good place and on track for great growth in the United States and Canada. Europe may have a tougher time. Some people have been so scared that they took their money out of the bank. Let’s just be clear, you should never do that.
Your Mattress is Not FDIC Insured – Four Reasons to Keep Your Money in the Bank Read More »
A few months back, I got a letter in the mail from AAA reminding me that it is time to renew my membership. I have been a AAA member since 2007. My car broke down and I needed a tow. I signed up and got a tow in the same call. When it was time to renew, I had to think hard about whether or not it was worth the annual $57 cost.
Is AAA Worth the Cost? Read More »
About four years ago I made the transition from being a casual earner of frequent flier miles to becoming a serious mileage junkie. How serious am I? I attend conferences devoted to the subject and make a nice living writing about loyalty travel programs and credit cards. But having earned millions of points and miles through some ingenious methods, I reached an inescapable conclusion that will sound very familiar to personal finance enthusiasts: Spending points and miles wisely is at least as important as finding ways to earn them.
How You Spend Points and Miles Is Just As Important As Earning Them Read More »
Some people debate whether it is a good idea to pay off your mortgage early. I don’t see why it is a debate at all. Sure, we can conjure up some numbers that make it look smart to stay in debt, but staying in debt is never a good idea.
Should You Pay Off Your Mortgage Early? Read More »
A year ago last month, I bought my condo. The biggest purchase of my life was one I could not have made on my own. I turned to trusted people to help me through the process. My parents provided guidance, having bought homes in the past. My mortgage banker, a work friend of my father, walked me through some of the steps in closing my first mortgage. Last, but certainly not least, my realtor, a family friend, helped me find my home and get the best price possible. Allegedly.
Think Twice When Trusting Your Realtor Read More »
