I'm sure you have heard of the idiom that we should all prepare for a rainy day, right? Do you actually know what it means to prepare for a rainy day? For most of you, the underlying meaning is obvious, but to be completely honest, it wasn't always that clear to me. Until I was …
How to Avoid Student Loan and Auto Loan Debt When Everyone Else is Doing It
Time Magazine released an article last month titled, "Americans Are Taking on Debt at Scary High Rates," and I couldn't agree more. It was probably about a year ago that I realized the shift was happening. People were no longer talking about how they were coupon clipping or …
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How to Cut Your Monthly Expenses
Are you trying to cut your monthly expenses? At first, this task can seem overwhelming, but it is possible for almost anyone to cut some expenses out of their budget. You just have to know where to look. …
Your Credit Score Is More Important Than You Think
I am completely debt free. I own my car, my house, and I have absolutely no student loans. I never plan to borrow another dime in my life, but I still worry about my credit score. Initially, this might seem like an odd statement, but your credit score is more important than you …
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Flip Houses or Rent Out Real Estate?
Have you ever thought about flipping houses on the side? Or maybe you've always wanted to buy real estate and rent out your property to make a consistent semi-passive monthly income? Both strategies can potentially make money, but is one option better than the other? …
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Should I Max Out My Roth 401k?
Do you currently have the option to invest in your company 401k plan? If your company offers 401k investment options, then they might offer a Roth 401k option as well. Much like a Roth IRA, a Roth 401k allows you to invest your after-tax money, which then means that you can …