Credit card

Should You Get A Credit Card After Paying off Debt?

I remember making my last debt payment like it was yesterday. It felt like the shackles I had been wearing around my ankles for five years finally fell off. A funny thing happened though as I was done with the journey – I started getting more credit card offers. Crazy I know, but that’s the … Read more

Paying off debt

How to Overcome Being Tired of Paying Off Debt

Paying off debt, whether it be due to credit cards or something like student loans can be difficult – to say the least. When you’re wallowing under a pile of debt it can seem like it will never end and that you’ll always be dealing with this burden of debt. As someone who has been … Read more

credit card debt is bad!

What to Do if You Find Yourself in Credit Card Debt

I would imagine that many of us have either dealt with credit card debt, or at least know someone who has. The fact that the average household has more than $15,000 of credit card debt  (of those that have credit card debt) tells me that many are intimately acquainted with such debt. If you have … Read more

Is Your Credit Card Debt Worth the Cost?

Is Your Credit Card Debt Worth the Cost?

I remember the day like it was yesterday, I was looking at my four credit card statements and saw that I was just north of $20,000 in credit card debt. I asked myself, how did I get there? It did not help that I had just come back from the music store having purchased four or five CD’s that I had no business buying, yet I still did not see the issue. My problem was that I was using credit cards to fund a lifestyle that I wanted, and felt that I deserved but was doing it at the expense of my future. It would be one thing if the credit card debt was due to me losing a job or something like that, but sadly it was largely spent on junk that I did not need. One question kept running through my mind – was all that stuff worth the cost?

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