Increase your savings through smart money management, automated savings and investments, and solid retirement planning.
I was wondering what your take is on borrowing from a 401K to pay off credit cards. Everything I’ve read says not to but 1) I have an interest rate on one card that is 27%; 2) I’d be paying myself back an annual rate higher than anything I’m getting now. So why not?
Take a Loan on your 401(k)? Read More »
An ETF is an Exchange Traded Fund. An ETF is a special type of mutual fund that can be bought and sold on a major stock exchange using its ticker symbol. Because it is traded on a major exchange, it is considered an exchange traded fund.
If you want to buy stock in a foreign company, one of the most useful tools you have is an ADR. An ADR is an American Depository Receipt. If you have ever bought shares of a foreign company through your brokerage, you most likely purchased an ADR.
The Wall Street Journal reported today that Friday’s string of bank failures brings the total number of failures since September 25, 2008 to 279. The FDIC lists 829 banks as “problem banks,” indicating that bank failures are far from over.
How Bank Failures Impact Consumers Read More »
Chances are, you have a bunch of bills to pay each month. I pay my credit card, power bill, phone/internet bill, two student loans, water/trash bill, and my rent each month. All but one of those offers “Autopay,” a direct withdrawal from my bank account each month to automatically pay my bill. Is that a good deal?
The Perks and Drawbacks of Autopay Read More »
I have recently read a study that demonstrates that the average person is willing to put up with bad fees, horrible customer service, and a bad experience at their bank because it is simply too inconvenient to move. I am apparently an anomaly, as I am in the process right now and I don’t think it is all that bad.
How to Change Banks Read More »
We use cookies for analytics and personalized ads. You can opt out anytime. Privacy Policy
