The Credit Card Search Begins
Now that I am closing my Chase card, I have to pick a new one.
The Credit Card Search Begins Read More »
Grow Your Weath
Increase your savings through smart money management, automated savings and investments, and solid retirement planning.
Time Value of Money Explained
If you have $100 today, what is it worth? What would you pay today to ensure you receive $100 one year from now? Would you pay $95 or $105? Bankers, loan specialists, and mortgage brokers are experts in the time value of money (TVM).
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Chase Is Trying to Rip Me Off
I received a letter this weekend from Chase, the bank where my primary credit card is housed. The letter seemed all nice and fluffy. I am being “upgraded” to a new premier rewards program. I kept reading and everything seemed great… And then I made it down to the end where they drop in a line saying that I will have to pay a $30 annual fee. Not going to happen.
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Upromise Helps Pay For School
I recently gave in and took the dive into Upromise. Upromise is a program designed to give you cash back from select purchases (namely restaurants, online stores, and grocery) to fund a 529 college savings account, pay for college loans, or go directly to education expenses. Anyone can sign up. An adult can sign up
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How To Deal With US Savings Bonds
If you are like me, you have a big stack of US savings bonds that has been accumulating dust in a safe deposit box since you were born. If you are under 30, those are still gaining interest today. But what should we do with our savings bonds? I never thought to cash mine in until I got to grad school, and that promted quite a bit of research into how to deal with finding the value, paying the taxes, and cashing in my bonds. I will take you through the process I went through up to today, the day I take my bonds to the bank.
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Lending Club Updates
Any long-time reader of Personal Profitability knows that I’m an investor in peer-to-peer lending at Lending Club. I write an occasional update on my portfolio, and compiled them all into a running history here. If you are interested in how I invest in Lending Club, check out my Ultimate Guide to Making Money with Lending
Lending Club Updates Read More »
