Investing | Personal Profitability

How To Deal With US Savings Bonds

If you are like me, you have a big stack of US savings bonds that has been accumulating dust in a safe deposit box since you were born. If you are under 30, those are still gaining interest today. But what should we do with our savings bonds? I never thought to cash mine in until I got to grad school, and that promted quite a bit of research into how to deal with finding the value, paying the taxes, and cashing in my bonds. I will take you through the process I went through up to today, the day I take my bonds to the bank.

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Lending Club Updates

Investing

Any long-time reader of Personal Profitability knows that I’m an investor in peer-to-peer lending at Lending Club. I write an occasional update on my portfolio, and compiled them all into a running history here. If you are interested in how I invest in Lending Club, check out my Ultimate Guide to Making Money with Lending

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Cars as Investments

Investing

When I worked at the bank, I noticed something interesting. All of the officers had cars worth less than the regular employees. I knew that officers made more than non-officers. I always wondered why people who make less have cars worth more. I figured it out one day. All of the officers had nice, reliable

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Majoring in Getting a Job

Education, Investing

This one is for the college students and parents of college students (or soon to be college students) in the audience. As an undergraduate, I majored in finance. As a business major, I knew that I would have opportunities for a job no matter what happens in the economy. My friends who were in engineering

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My First Trade and What You Need to Know About Buying and Selling

Investing

I started my brokerage account, and now I am trying to figure out what to do with my first $500 in the market. (I have already been investing in company stock and a fund in my 401k. For more see my intro to investing.) I entered my first trade Friday morning, and it was exciting,

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My Automated Plan

Banking, Investing

I keep telling you how you should invest, stop spending, and do more for yourself financially. I can not justify doing so without doing so myself. I want you all to see how I am doing it today. That is my breakdown. You might note that I did not include a budget for my living,

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