Managing your debt can takes a lot of self-discipline to ensure you’re spending money on things that are necessary. Managing debt and eventually paying it off takes will power – and a lot of it! The first thing you’re going to need to do is look at your expenses and your income. Ensure each purchase
How to Manage Debt with Self Discipline Read More »
About two years ago, a bank closed one of my credit cards due to “inactivity.” Unfortunately, even though credit markets are loosening, it takes more than just good credit to keep your accounts alive.
Keep Old Credit Alive Read More »
Like all of you, I sometimes feel frustrated with my financial progress. We read big numbers about compound interest, saving, investing, and having a better future. Some days, however, we look at our accounts and feel like we are not making progress. I have a few methods to overcome financial frustration that I want to share with you.
When I Feel Frustrated – How to Deal Read More »
Everyone knows that credit cards come with a certain amount of fees. That’s to be expected; it’s part of the way the credit process works, and there’s not a lot consumers can do except comparison-shop for the best deals.
How To Avoid Credit Card Fee Traps Read More »
On Saturday night, I was out at a bar with some friends when an incredibly cool bar discussion topic came up. We started talking about credit scores and credit reporting. (Now you know my friends are as cool as I am.)
Credit Inquiries: A Soft Hit vs. a Hard Hit on Your Credit Read More »
The final round of changes from the Credit CARD Act is going into effect, and consumer advocates expect mixed results for the average customer.
Credit Card Rule Changes: Mixed Bag for Consumers Read More »
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