I recently gave in and took the dive into Upromise. Upromise is a program designed to give you cash back from select purchases (namely restaurants, online stores, and grocery) to fund a 529 college savings account, pay for college loans, or go directly to education expenses. Anyone can sign up. An adult can sign up […]
If you are like me, you have a big stack of US savings bonds that has been accumulating dust in a safe deposit box since you were born. If you are under 30, those are still gaining interest today. But what should we do with our savings bonds? I never thought to cash mine in until I got to grad school, and that promted quite a bit of research into how to deal with finding the value, paying the taxes, and cashing in my bonds. I will take you through the process I went through up to today, the day I take my bonds to the bank.
Deep down inside, I know a lot of people probably think saving the big bad company money is a bad thing. Why would I want to save the cable company money? Don’t they gouge me every month when I get my bill? I take a different look at it. Sometimes saving companies money can save you money, or make you money. My favorite example of this is paperless billing.
Any long-time reader of Personal Profitability knows that I’m an investor in peer-to-peer lending at Lending Club. I write an occasional update on my portfolio, and compiled them all into a running history here. If you are interested in how I invest in Lending Club, check out my Ultimate Guide to Making Money with Lending
I woke up this morning to a message about one of my banks. I have CDs at New Frontier Bank, a bank located about an hour and a half north of Denver. The bank has gone into FDIC receivership and is now controlled by Bank of the West. The FDIC is paying out insured deposits
Last night I went to a large social event for Jewish grad students and young professionals in my town. It was a lot of fun. I had a good time and met some cool people. I didn’t bust the bank on the bar crawl (only did one drink per bar rather than the two or
