Many of my contemporaries tout Black Friday as a day to take full advantage of frugal ways to shop on a very low budget. They argue that if you stay focused and plan out your Black Friday shopping, you can get great deals on many tempting products. I am in another camp, however, if you are waiting until Black Friday to buy something, you probably don’t need it at all.
Going Shopping Today is Stupid Read More »
I recently wrote about paying yourself first, and one astute commenter had a great question about the value of maxing your Roth IRA first or your company’s 401(k) plan first.
Should I Max My 401(k) or my Roth First? Read More »
On the heels of the election, many people are worried about the economy, their investments, and their money. I think we are, in fact, in a good place and on track for great growth in the United States and Canada. Europe may have a tougher time. Some people have been so scared that they took their money out of the bank. Let’s just be clear, you should never do that.
Your Mattress is Not FDIC Insured – Four Reasons to Keep Your Money in the Bank Read More »
Some people debate whether it is a good idea to pay off your mortgage early. I don’t see why it is a debate at all. Sure, we can conjure up some numbers that make it look smart to stay in debt, but staying in debt is never a good idea.
Should You Pay Off Your Mortgage Early? Read More »
A year ago last month, I bought my condo. The biggest purchase of my life was one I could not have made on my own. I turned to trusted people to help me through the process. My parents provided guidance, having bought homes in the past. My mortgage banker, a work friend of my father, walked me through some of the steps in closing my first mortgage. Last, but certainly not least, my realtor, a family friend, helped me find my home and get the best price possible. Allegedly.
Think Twice When Trusting Your Realtor Read More »
For as long as I can remember, I have hated shaving. Seriously. I would do anything I could to avoid it. I didn’t want a beard, so shaving was an inevitable part of my life, so I am always searching for a way to make it suck less.
Why I Spent $30 To Shave and It was Worth Every Penny Read More »
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