Almost every new credit card I sign up for comes with a large, up-front miles or points bonus for spending a certain amount in a certain time frame. Some cards require thousands of dollars of purchases that you may not regularly make. Other times, you may be trying to hit the minimum spend for a […]
The Easy Way to Hit Credit Card Minimum Spend for Miles and Points Bonuses Read More »
You reach into your pocket to grab your wallet. You feel around. Your stomach drops. It’s not there! Hopefully you will never have to go through this scenario that millions of people have had to deal with. Only one in five lost wallets makes it way back to its owner, so it is very important
Be Prepared to Lose Your Wallet Read More »
I have always loved to travel. Growing up, vacationing was a regular part of our family life. I consider myself blessed that I was able to see quite a bit of the world before I started high school. Now that I have a growing family, I see firsthand the increasing cost of indulging in that
How Credit Cards Are Paying For My Birthday Party in Vegas Read More »
Have you ever wondered how bankers decide whether or not to approve a loan? Have you ever been rejected for a loan? Are you interested in a new loan sometime in the near future? If so, you should probably know a bit about how bankers underwrite loans to decide whether to approve or deny prospective
Underwrite Yourself for a Loan Read More »
It seems that every few weeks, I get a letter in the mail from one of my credit card companies with convenience checks inside. Those checks are a tool that lets you put a cash advance on your credit line, which is bad news for most of us. When I worked in banking, we would get checks like these every day written to max out a credit line deposited into a checking account! I couldn’t believe people would even consider doing that.
Four Reasons to Shred Those Credit Card Convenience Checks! Read More »
Credit repair companies advertise that they can turn your credit around quickly and with little work on your part. While some credit repair agencies are reputable, many falsely advertise and mislead consumers into thinking they can fix it all for a fee. Before you hire a credit repair company, here are some reasons you shouldn’t and tips to take care of your credit on your own.
Reasons You Don’t Need a Credit Repair Company Read More »
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