I received a letter this weekend from Chase, the bank where my primary credit card is housed. The letter seemed all nice and fluffy. I am being “upgraded” to a new premier rewards program. I kept reading and everything seemed great… And then I made it down to the end where they drop in a line saying that I will have to pay a $30 annual fee. Not going to happen.
This week I pulled my annual Experian credit report free from AnnualCreditReport.com. Annual Credit Report is the only free, government authorized credit report site with no strings attached. You do not get a score, but that is why Credit Karma is part of the Personal Finance Arsenal. There were no big surprises this time around.
I am sure you have seen all of the advertisements around the Internet for credit repair agencies. You see them on the web, TV, and billboards and hear them on the radio. Some say that you only need to make one call and they will take care of the rest. I have a tip for
When I worked in banking, we had many great customers. Part of our strategy was to grow our customer relationship to cover all of the customer’s banking needs. These primarily included checking and savings accounts, credit cards, and loans. When a customer paid their loans and credit cards on time and managed their finances responsibly,
Everyone keeps talking about how the economy is so bad and there is a big recession and the world is going to end. I would not say it is quite an apocalypse. All of the hype is half of the cause of problems. I don’t think we are in a traditional recession, I think we
Most credit card companies offer “automatic payments”, where you can sign up for automatic withdrawals of either your minimum payment or full balance every month. Is this a good idea? This post will look at the big benefits and big drawback of automatic credit card payments. First, the benefits. If you pay your credit card
