In life, things come up. Your car breaks down. You need a new furnace. Things happen. Are you prepared to deal with those issues if they come up today? Many people do not have cash put aside to deal with emergency situations. It is time you do.
Over the last five years, the technology behind our finances has been moving a mile a minute. Online banking and online bill pay have replaced paper checks. Have your tracking methods changed as well?
Fall is here in Oregon. The clouds have returned, the drizzles have begun, and winter is not far off. That means a lot is happening in my life in the coming months.
Love it or hate it, budgeting is one of the most important parts of managing your finances. While earning more is the only way get rich for most of us, understanding, managing, and controlling our spending will keep us on track to reach our financial goals. If you are a veteran budgeter or brand new […]
Over the last few years, we have seen an unprecedented increase in leaks of credit and debit card numbers from large breaches, or hacks, where bad guys break into stores and steal information. I was a victim of one major breach, along with millions of others. Here is what to do if your information is […]
For the most part, I only use my credit card these days. However, having worked in a bank, I saw many situations where people needed to carry around large amounts of cash. Knowing how the government tracks cash is important for people that do large transactions with cash.
Having a reliable, savings account is a cornerstone of your personal finances. I keep my emergency fund in a savings account with a great rate so I can get quick access to my funds if needed, but I’m also earning a little something for keeping it there.
Many parents shield their children from their personal finances, which can make sense for many families. However, kids will become adults sometime and will have to learn about money sometime. As schools teach almost nothing about personal finance, those lessons should come from parents. But should a high school student start managing their own money?
If it’s too good to be true, it usually is. That’s the mentality I had when I first learned about travel hacking, a blanket term for using miles, points, and know how to travel the world in luxury without spending luxury prices, often for free.
Mint is the biggest and most popular online personal finance tracking site. Founded in 2006, Mint made waves in the personal finance software world thanks to its powerful interface and ability to add transactions from thousands of financial institutions. The company was acquired in 2009, and since then many users believe the site’s functionality and […]