Earned Wage Access

The best apps like Clair are ZayZoon and Tapcheck for classic earned wage access, Rain or Branch at larger employers, and EarnIn with no employer. Clair’s advances now come from Pathward with underwriting, and we explain what that means.

The best apps like Tapcheck are DailyPay and Rain for a free bank transfer, Dayforce Wallet for Dayforce employers, and Chime MyPay with no employer program. We compared 10 Tapcheck alternatives that offer free cash.

The best apps like ZayZoon are Branch and Rain through an employer, Clair for Gusto and QuickBooks workers, and Chime MyPay with no employer program. We compared 9 ZayZoon alternatives on free paths, fees, and caps.

The best apps like Rain are DailyPay if you need more than half your pay, Branch if you want a published instant fee, and Chime MyPay with no employer program. We compared 7 Rain alternatives on caps and fees.

The best apps like Branch are DailyPay for W-2 workers, Lyft Direct or DoorDash Crimson for gig workers, and EarnIn when your job has no program. We compared 9 Branch alternatives on free paths, fees, and limits.

The best apps like DailyPay are Rain if your employer offers it, Tapcheck for a bigger share of your pay, and EarnIn with no employer program. We compared 8 DailyPay alternatives on fees, limits, and direct deposit.