How You Spend Points and Miles Is Just As Important As Earning Them

How You Spend Points and Miles Is Just As Important As Earning Them

Lifehacking, Travel

About four years ago I made the transition from being a casual earner of frequent flier miles to becoming a serious mileage junkie. How serious am I? I attend conferences devoted to the subject and make a nice living writing about loyalty travel programs and credit cards. But having earned millions of points and miles through some ingenious methods, I reached an inescapable conclusion that will sound very familiar to personal finance enthusiasts: Spending points and miles wisely is at least as important as finding ways to earn them.

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Think Twice When Trusting Your Realtor

Think Twice When Trusting Your Realtor

Real Estate

A year ago last month, I bought my condo. The biggest purchase of my life was one I could not have made on my own. I turned to trusted people to help me through the process. My parents provided guidance, having bought homes in the past. My mortgage banker, a work friend of my father, walked me through some of the steps in closing my first mortgage. Last, but certainly not least, my realtor, a family friend, helped me find my home and get the best price possible. Allegedly.

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8 Ways Cut Back on Your Monthly Grocery Expenses

8 Ways Cut Back on Your Monthly Grocery Expenses

Budgeting

If you’ve felt like your grocery expenses have increased in the past few months, you’d be right on the money. Food prices have been on the rise worldwide.[1] Affording the same groceries without increasing your spending is getting more difficult — but if you’re willing to be flexible, there are ways to reduce your grocery bill. All it takes is some planning, self-control, and careful shopping.

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