Savings accounts are a great option for keeping some cash on hand for easy access, but many people treat their savings too much like an investment or a checking account. Here are the important things to know about savings accounts, how to use them, and how to not use them.
Finance Basics: What is a Savings Account and How Should I Use It? Read More »
As of 2012, Americans owe $849 billion in credit card debt, $8.03 trillion in mortgages, and $956 billion in student loans. This situation shows no signs of slowing down owing to poor money values that we have as a nation. The advertising industry forces us to spend on things we don’t need and can’t even afford, and this is what the credit card industry capitalizes on.
Top 10 Guidelines to Follow Toward Achieving Debt Independence Read More »
Everyone has a friend that is perpetually broke. I know at least a few people who can never seem to afford to do anything with me. It is important to use your money wisely and keep to a budget, but don’t let money get in the way of relationships with your friends and family.
Don’t Be Perpetually Broke Read More »
Being someone who likes to be frugal it can be uncomfortable to waste money. You want to streamline your budget and keep it lean and mean. The problem, though, is that if you do not live life and try to enjoy it then you will get bored with it awfully quickly. We all waste money at some level, and if watched is of no issue. How much money is it ok to waste each month? The answer to that question is relative to your specific situation and one that my wife and I found ourselves in a few months ago.
What Do You Waste Money On? Read More »
People often talk about why banks are a bad place to keep your money. They charge lots of fees and have notoriously bad customer service, but there are benefits and drawbacks to both big banks and local credit unions that are important to consider.
Why Moving to a Credit Union is Not a Bad Idea Read More »
I have some big news in my life. On April 1st, my wonderful girlfriend and I are going to be living together. J is moving in, along with two furry friends, and we are going to start a new home together.
The First Step to Combined Finances – Cohabitation Read More »
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