I was wondering what your take is on borrowing from a 401K to pay off credit cards. Everything I’ve read says not to but 1) I have an interest rate on one card that is 27%; 2) I’d be paying myself back an annual rate higher than anything I’m getting now. So why not?
Take a Loan on your 401(k)? Read More »
The trick to a good vacation is a balancing act of time, money, planning, flexibility, research, and playing by ear.
Ten Ways to Get the Most Out of a Vacation Read More »
This week, I read two books from the “Skinny On” series by Jim Randel. “The Skinny On Credit Cards” and “The Skinny On Networking” were quick, enjoyable books with an interesting twist compared to the average finance and how-to books you will read today.
Book Review: “The Skinny On” Series Read More »
Debt addition is a real thing. Unlike drugs, it is not a chemical dependency. It is more like a food addiction, it is a mental state where you cannot conceive living another way. It is a very real and very serious issue around the world, but particularly in North America.
Everyone knows that credit cards come with a certain amount of fees. That’s to be expected; it’s part of the way the credit process works, and there’s not a lot consumers can do except comparison-shop for the best deals.
How To Avoid Credit Card Fee Traps Read More »
If time is money, you can become very wealthy by eliminating time wasters. One of the biggest black holes for time is e-mail. E-mail is one of the greatest communication tools ever invented and one of the biggest distractions in the world. I have declared war on my inbox to have a little more time wealth in my life.
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