Hi, I'm Eric
Welcome to Personal Profitability. My name is Eric. I am a finance guy from Colorado who followed a dream and moved to Portland, quit my job to work online full-time, and then moved to the beach in California. I have both an undergraduate degree and MBA in finance and share great income growth, investment, banking, and lifestyle articles and podcast episodes every week here at Personal Profitability.
What You'll Learn Here
This blog has a clear mission: Helping you earn more, spend thoughtfully, grow your wealth, and live a better life through mindful personal finance.
This is not a blog that will tell you not to spend money, but it will tell you to spend responsibly. What is the point of having money if you can't have any fun? However, I firmly believe in taking responsibility for your financial future.
On this site, you will read how I paid for a private school MBA and the student loans that came with it in two years, how I went to college for free, how I make sure my credit cards always pay me, how I make traveling the world affordable, and how I get the most out of life without having to worry about bouncing a check. I write about ensuring you have a good personal finance lifestyle. Your finances are not just about one thing, they are an entire package including income, savings, investments, and debt management.
The best way to get updates from this site is by email. You are invited to join my private email list for free to get my best content delivered to your inbox.
Why Personal Profitability?
The name for Personal Profitability came to me six years into blogging under the name Narrow Bridge Finance. I was standing in the shower pondering what this site is all about, and the name came to me. At Personal Profitability, my goal is to help you be profitable just like a business. The four pillars of Personal Profitability are earning more, spending mindfully, growing your wealth, and living a better life.
I spent nearly 24 years in Colorado, and decided it was time to take a big leap of faith and change my life. In one year, I got a new job (with a big raise), a new hometown, and a new wife. We hung around Portland for a couple of fun years then decided it was time to go full-time online. I quit my job to focus on my online freelancing business full-time, and we moved to the beach in sunny Ventura, California.
My life experience includes world travels, starting profitable side-income generating businesses, and work in personal banking and corporate finance.
I have been the guy who decides if you get a mortgage. I have been the guy you called asking about waiving an overdraft fee. I have made investment choices for a university, and my own finances. And, through this site, I have helped countless people clean up and fix their finances.
In addition to dealing with the money (and debt) I already have, I make thousands of dollars each month outside of my day job. I share monthly updates on how much I earned and write regularly about how I did it.
The posts on this blog represent the author's (or guest author's) personal opinions. I am not a certified financial adviser. What is written here is based on my education, work history, personal experience, or research. I never just make things up, but I do not have a crack team of editors trying to find anything I say that is incorrect.
Any stock, investment, banking, or credit decisions are made at your own risk. I am not liable for anything bad that happens as a result of you following advice from this blog. However, if you do well with my advice I am happy to take a commission (wink) or happy e-mail.
I accept sponsored advertisements on this site. I disclose all sponsored posts. Please support my sponsors to keep this site going strong. This site also contains affiliate links for products I support and have tried myself.
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