Most of us have heard of the “latte factor” and how we can save a lot in the long run by spending a little less in the short run. While some bloggers love the latte rule and others think it is stupid, here are some ways to find the latte in your life to save big in the long run.
Starbucks
The Benefits and Hidden Costs of Loyalty Programs
I love getting free stuff. Most of us do. A popular way to get free stuff is through company loyalty programs. Whether you are getting free schwag from the Old Chicago Beer Tour, a gold card from Starbucks, or a free burrito from Qdoba, you could be getting a great deal. However, it is not always as great of a deal as you think.
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