Top 10 Guidelines to Follow Toward Achieving Debt Independence
As of 2012, Americans owe $849 billion in credit card debt, $8.03 trillion in mortgages, and $956 billion in student loans. This situation shows no signs of slowing down owing to poor money values that we have as a nation. The advertising industry forces us to spend on things we don’t need and can’t even afford, and this is what the credit card industry capitalizes on.
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