I recently upgraded my wallet from a back pocket “Costanza” wallet to a front pocket, minimalist style wallet. Slimming down my wallet has been great for me, but it really made me think about what I needed to carry around and what was just taking up space.
How Wallets Get So Big
It is easy to carry a giant wallet in your back pocket if you are not careful. First you have your driver’s license, insurance cards, credit cards, and a little cash. Then you throw in some receipts that you will need later. Then you let those receipts start growing into a big pile.
While your receipt pile continues to develop, you go grab a burrito and take a frequent diner card to get your 10th burrito free. Then the loyalty punch card from the taco place for the 12th meal free joins the stack. All of a sudden, you have ten of those cards which you use, at most, once every few months.
Just like George Constanza, it is easy to let your wallet get out of control. If you are a man, bi-fold and tri-fold wallets can easily fit more than you need. I didn’t realize I had a problem until my butt started to get sore on long car rides. If you are a woman, you might not even notice your wallet growing inside your purse. It is a problem that we don’t all realize we have.
What to Take Out
When my butt got soar from sitting on my wallet while driving to work every day, I knew I had to change something. First, I took out every single receipt. I threw out most of them and kept the important ones in a manila folder in my file cabinet.
Next, I took out every single frequent dining card and put them in the storage spot under the radio in my car. I rarely go eat without my car, so I will always have the cards I need with me.
After that, I took out all but two credit cards. There is no reason you need more than a primary credit card and a backup at any given time, so there is no reason to carry six credit cards. If you like to use store credit cards when you go specific places, which may not be a good idea anyway, keep those in a safe place in your car.
I was able to cut down, but I knew I was not doing enough. I wanted something slim and easy to deal with. I decided to head over to the store and took a look at the wallets. I kept coming back to the slim, front pocket style wallets.
This wallet forced me to make the tough decisions. I am down to two credit cards, one debit card, one insurance card, one student ID, and one driver’s license. Honestly, I don’t miss carrying any of that stuff around. I have it in my car, which is rarely too far away, if I ever need it.
Lately, I've been using a wallet from Nodus that they hooked me up with. I use the wallet from Nodus as my daily wallet, but also enjoy the minimalist slim wallet they sent my way. This is not a sponsored mention, but I did get the wallet for free.
The nuclear option is to find a minimalist wallet and carry only the bare necessities. These wallets will force you to live on just a few cards and a little cash. I have not tried any of these myself, but I like what this video is all about:
What’s In Your Wallet?
What type of wallet do you carry? Do you have a Costanza or a minimalist? Do you feel like you need to slim down? What are you waiting for? Share your thoughts, ideas, and experiences in the comments.