We are all the same when it comes to saving money. Nobody is born with better skills than someone else. Nobody is a natural at personal finance. Sure, some folks are cheap by nature, while others want to indulge in everything. I get that. That’s not a valid excuse though.
OMG! OMG! APPLE HAS A NEW PHONE! iPHONE 5! WOOO! … Chill out people. It is just a phone.
While some of my friends have more and make more money than me, I have found that I am often stuck in a spot where I have more money, or at least more to spend. I try to be frugal where it matters, but I look at money as a tool to live a better life, not a restraint.
Have you ever heard someone say how much they “need” something that is a complete waste of money? They need their gym membership, they need their SUV, they need their daily latte. We all know that it is a want, but it is an important psychological issue to understand.