Mention the term credit card and depending on who you’re around, you could get quite the range of responses. You have one side that’ll be on the extreme of churning credit cards all the time to earn rewards to those on the other side who swear them off with the belief that they’re a blight on society. Certainly, if you’re struggling with credit card debt now, or in the recent past, then credit cards probably are not the best for you, but if used as a balanced approach to managing one’s finances I believe there are a number of benefits to be found in using credit cards. The key is knowing what those benefits are and using them if appropriate.
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How Credit Cards Are Paying For My Birthday Party in Vegas
I have always loved to travel. Growing up, vacationing was a regular part of our family life. I consider myself blessed that I was able to see quite a bit of the world before I started high school. Now that I have a growing family, I see firsthand the increasing cost of indulging in that desire. As a family we’ve made it a habit to look for ways we can live more simply throughout the year so we can enjoy an annual vacation. However, I recently discovered a missing piece that I wish I had known decades ago…having someone else pay for our vacation! I know that credit cards might be a taboo topic for some, but we have found that we can quite easily use them to have someone else pay for our vacation off of points we’ve earned from budgeted purchases. Next year, I’m excited to say that we will nearly fully fund (airfare and hotel costs) a trip in January to Las Vegas for my birthday thanks to credit card rewards points.
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