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Mint.com

Mint Alternatives: The Best Alternatives to Mint.com

February 1, 2021 by Eric Rosenberg

Mint Alternatives help you track your finances in one place. Mint is one of the oldest and biggest online personal finance tracking apps. Founded in 2006, Mint made waves in the personal finance software world thanks to its powerful interface and ability to add transactions from thousands of financial institutions.

The company was acquired in 2009, and since then many users believe the site's functionality and support have gone downhill, sending them looking for Mint alternatives. If you want an alternative to Mint.com, here is a list of options. I have tried many of them myself so I could give you an in-depth, honest review.


About Mint.com

Mint.com Logo

Mint is the original and most popular online account tracking software. For no charge, you are able to link all of your bank, credit, loan, and investment accounts into one interface. The site helps you automatically track your budgets, financial goals, and all of your transactions through one login and an intuitive interface.

The site was acquired by personal finance powerhouse Intuit in 2009, and the site has undergone many changes. While some new features like credit score reporting have been added, long-time features have slipped and the switch from an outsourced account data system to the in-house system built for Quicken have caused data errors and headaches for some users who are now in search of Mint alternatives. Mint.com is free.


Mint Alternatives Summary

Mint AlternativesFeatures/Best For
Personal CapitalBest Overall
Lunch MoneyMoney and tech-savvy
Power WalletBill Reminders and insights
QuickenTraditional desktop tracker
You Need a BudgetTracking every dollar
Yodlee Money CenterTracking everything
LearnvestFinancial advising

Best Mint Alternative: Personal Capital

mint alternative personal capital

This site is my go-to resource for tracking my investments across all of my investment accounts. I track my individual stock holdings, Roth IRA, Rollover IRA, special investment accounts, and employer 401(k) account through Personal Capital, and it has been useful and has saved me a bunch of money.

I used the investment analysis tools at Personal Capital to bring my portfolio in-line with my goals and save over $300 per year on mutual fund fees. If you have $25,000 or more in cash and investments, you will also qualify for a free consulting session with a Personal Capital advisor. Personal Capital is free, but if you choose to hire your advisor to manage your investments for you, there is a fee based on your portfolio size.

Detailed Comparison: Mint Alternative: Personal Capital »

Try Personal Capital for Free

Lunch Money

Lunch Money is a newer app from a solo developer. She has done an awesome job building a tool for those who are doing well with their money and want more insights and control. It isn't quite as robust as Mint, but everything I tried worked flawlessly with Lunch Money, which I can't say about the larger competitor. The site has an active roadmap with new features added regularly.

Lunch Money is focused primarily on tracking your budget categories. It works well for both the United States and international users in foreign currencies. It also supports tracking cryptocurrency accounts and wallets, something most competitors have yet to touch. I've been using it myself for a little bit, and have been very impressed. The biggest downside is that it isn't free. It costs $10 per month or $100 per year, but there are no advertisements and your information is never sold. Some may call that a small cost for better privacy.

Lunch Money »


Power Wallet

Power Wallet logo

Power Wallet aggregates your finances in one view, and helps you track all of your financial account data in one central place. The site has a big focus on adding budgets by spending category and tracking your spending habits against your budget automatically.

Power Wallet also offers bill reminders to help you avoid missing bills and paying those pesky late charges. The insights from this site are geared toward helping you meet your own personal finance goals. Power Wallet is free.

PowerWallet »


Quicken

Quicken logo

Made by Intuit, the owner of Mint, Quicken is the long-time leader in desktop based financial tracking. Quicken offers most of what you get for free at Mint.com, but featured in desktop software that you download and install on your computer.

Because the program is desktop based, the web and mobile access lack compared to Mint, but the software allows you to own and control all of your data on your own PC. More expensive versions of the program also include tracking for small business, rental real estate, and investments. Quicken is paid software.

Quicken »


YNAB

YNAB You Need a Budget Logo

You Need a Budget, known by its loyal army of users as YNAB, is a desktop and mobile based budgeting software with a major difference from everything else on this list: it does not automatically link to your bank accounts.

YNAB founder Jesse Mecham believes that manually adding each transaction creates the best habits, and automatic tracking does not form any habits. When you make a purchase with cash or credit, you enter the purchase into your budget and get an update right away. This is proactive budgeting, not retroactive reacting.

YNAB is software that you purchase and download. Version 4.0 is currently available for $60, or you can sign up for the free trial.

YNAB »


Yodlee MoneyCenter

yodlee logo

Yodlee was the original data aggregation provider for Mint.com, and while that site switched over to the Intuit engine, Yodlee is still a top provider of account aggregation for some of the sites in this list.

Yodlee MoneyCenter is their in-house personal finance tracking tool, and it is powerful and useful in its own right. The tools provided in MoneyCenter are focused on tracking account balances and transactions, reaching finance goals, and tracking your spending by category.

Yodlee MoneyCenter also allows you to track your airline miles, your net worth, and understand your investment asset allocation. Yodlee MoneyCenter is free.

Yodlee MoneyCenter »


LearnVest

learnvest logo

LearnVest is the account tracking program created by actual personal finance advisors, so the tools are focused on how you interact with your money and the psychology behind personal finance management.

Rather than honing in on small budget categories, LearnVest breaks your money down into income, fixed expenses, goals, and flex spending money for you to do what you want. They have a major focus on getting debt free as well. The software is free, but a paid experience is available where you are assigned a personal financial advisor to give you extra help.

LearnVest »


Mint Alternatives Graveyard


Clarity Money

mint alternative clarity money

Clarity Money is a simple personal finance and budget tracker that was merged into Marcus by Goldman Sachs, a consumer bank, in March 2021 under the name Marcus Insights. This app doesn't offer the deep budgeting or investment tools of Mint and Personal Capital. Instead, it focuses on giving you your current account details in an easy-to-understand view with details on the most recent transactions.

In either case, if you want a simple snapshot of all of your money, Clarity Money delivers. But an account with Marcus by Goldman Sachs is required.

Clarity Money »


Adaptu

Adaptu logo

Adaptu was a site with a focus on connecting your personal finance tracking with community support. Adaptu was one of the first personal finance tracking tools to offer a mobile wallet app.

The site shut down in February, 2013.

Mint Alternative: Adaptu »

Adaptu Alternatives »


Thrive

thrive logo

Thrive was an early Mint alternative with a focus on budgeting based on your behavior. The tools looked at your average spending in each category, and told you how many times you could do things like go to a restaurant or bar without going into debt.

The site was owned by Lending Tree and shut down in June, 2011.

Mint Alternative: Thrive »


PageOnce

PageOnce logo

PageOnce was built to be a dashboard for all of your account balances, but didn't focus on transactions as much as the high level. It eventually re-branded as Check, a tool focused on bill payments. PageOnce was purchased by Intuit in May, 2014.

In December, 2014, the tools was added to Mint.com under the name Mint Bills, which is available for signup today.

Mint Alternative: PageOnce »

Mint Bills Review »


Manilla

Manilla Logo

Manilla provided account balances in one place, but its best feature was acting as your full service digital filing cabinet. The site automatically downloaded all statements for bank accounts, credit cards, and even utility and other bills.

Manilla shut down in July, 2014. See the link below for my favorite digital file cabinet replacement options.

Mint Alternative: Manilla »

Manilla Alternatives »


Wesabe

Wesabe Logo

Wesabe was another of the original Mint alternatives. In fact, it was older than Mint.com. The site featured both personal finance tracking and a community feature. For those afraid to keep their finances on a server owned by sites like Mint, Wesabe had an online/desktop link that was used to update your transactions.

Wesabe shut down in July, 2010.

RIP Wesabe »


This post was originally published on January 12, 2015 and updated on March 30, 2021.

Filed Under: Banking, Budgeting, Lifehacking Tagged With: LearnVest, Mint Alternatives, Mint.com, Personal Capital, Personal Finance Arsenal, Power Wallet, Quicken, YNAB, Yodlee MoneyCenter

Mint Alternative: Mint.com vs. Personal Capital

November 24, 2014 by Eric Rosenberg

Today I want to compare two top personal finance tracking websites. We are going to look at long-time industry heavyweight Mint.com and a newer entrant: Mint Alternative Personal Capital. I have accounts with both and I have used each site extensively. Here is what you need to know when choosing between Mint and Personal Capital.

[Read more…] about Mint Alternative: Mint.com vs. Personal Capital

Filed Under: Banking, Budgeting, Debt Management, Investing Tagged With: Mint, Mint.com, Personal Capital

Mint Alternative: Manilla vs. Mint.com

July 16, 2012 by Eric Rosenberg

Update May 10, 2014: Today Manilla announced it is shutting down. For new, up-to-date Manilla alternatives, check out this post.

You all know that I have been a fan of Mint.com for a long time. I have compared it to sites like Adaptu and PageOnce. Today, I am going to compare it to another competitor, Manilla. Enjoy the review of Mint’s new competitor Manilla.

[Read more…] about Mint Alternative: Manilla vs. Mint.com

Filed Under: Banking, Time Management Tagged With: Adaptu, Award Wallet, banking, Bills, Manilla, Mint.com, PageOnce, Personal Finance Arsenal, Statements

Why I Don’t Balance My Checkbook

February 29, 2012 by Eric Rosenberg

We have been told that we need to balance our checkbooks for decades. This common advice is given with the best intentions. We are told that by tracking our transactions, we are protecting ourselves from overdrafts and ensuring nothing unauthorized happens in our accounts. That is true, but there are better ways to do all of that.

[Read more…] about Why I Don't Balance My Checkbook

Filed Under: Banking, Credit Tagged With: Adaptu, banking, Checkbook, checking, Mint.com, Online Banking, Overdraft

Start the New Year with Solid Financial Footing

January 4, 2012 by Eric Rosenberg


My tax preparation process for 2011 has begun, but it is not too early to start tracking for 2012. Whether you need to better track your transactions, budget, or balances, the new year is a great time to get on top of your money.

[Read more…] about Start the New Year with Solid Financial Footing

Filed Under: Banking, Investing Tagged With: Adaptu, AwardWallet, Betterment, Finances, Mint.com, New Year

Mint.com Alternative: PageOnce vs. Mint.com

March 3, 2011 by Eric Rosenberg

The battle of the financial aggregators continues here at Narrow Bridge. In the past, we did an in depth comparison of Mint.com and Thrive. Today, we look at another alternative to these services, PageOnce, and compare it with current leader Mint.com.

What They Have In Common

Both sites are designed to bring your information to one place with a single log in. After an initial setup process, both sites pull in balance and transaction data from your various bank, credit card, and investment accounts. Any financial account is fair game.

That is about as far as I would compare them.

What Sets PageOnce Apart

PageOnce is focused on bringing a wide variety of accounts into one place. This goes far beyond financial accounts. For the life hacker in you, PageOnce can be a great tool.

In addition to my financial accounts (I only loaded a limited number as a test), I have added shopping accounts such as eBay and Amazon, services like Netflix (limited queue management), utilities such as my home internet, cable (canceled), and wireless phone provider, various social accounts like Facebook, Twitter, Digg, StumbleUpon, and LinkedIn, and my Gmail.

While it is fun to have my social media accounts accessible with one login, I can’t do anything with them through the PageOnce interface, it juts provides me links to visit and edit those sites.

What really sets PageOnce apart is the ability to pull in utility bills, insurance accounts, and travel rewards accounts.

With one log in, I can see updated data on my airline and hotel points and miles along with expiration dates. Managing travel rewards is a huge pain in the ass if you use multiple hotel and airline reward programs. PageOnce makes it simple and easy.

The “alerts” feature is also a benefit, but it has also proved to be an annoyance. On one page, I can see new e-mails, bills coming due, and other important information. However, the default settings and updating system have proved to be a bit buggy. I got the same e-mail that I had paid my Qwest bill every day for a week.

What Sets Mint.com Apart

I have written about Mint.com many, many times on this site. I have been using it for well over three years and have seen features come and go.

Mint’s financial analysis features blow PageOnce out of the water. Mint.com offers tools for budgeting, investment tracking, long term spending tracking by category, goal tracking, a transaction history search function, and net worth tracking.

Mint is a full service financial tracking system and has been improved over time to include more features and better account and transaction tracking systems.

To highlight a few prominent features:

  • Mint.com imports your transactions and automatically categorizes them. You can view historical charts of your spending by category over a specified time period.
  • Mint fills in a budget throughout the month comparing your spending to your pre-set budget limits.
  • You can set a goal, such as paying off a credit card or saving for a vacation, and designate accounts tied to the goal. Mint does the math and coaches you through the steps to reach your goals.
  • Mint tracks your investments and their performance over time. (I have found many bugs in this feature)

The biggest problems I have with Mint are around bugs and customer service. While I did not need to report anything to PageOnce, as it all just worked, over the years I have had many account connection and update issues with Mint. Over time, their customer service has severely degraded. While I get an auto-response that I will hear back from Mint staff in 24-48 hours if I file a bug report, I rarely hear back at all. Some accounts go for months without updating correctly. Luckily these have been less important accounts, but if my primary checking or credit card stopped updating I would be up a creek without a paddle. A company owned by such a reputable company (Intuit) should have its act together better than Mint does today.

The Verdict

The sites have different focuses. Mint is primarily focused on personal financial tracking. PageOnce is a general aggregation service. However, this is a personal finance site. Mint.com is a clear winner due to its extensive budgeting and financial modeling tools.

To compete, PageOnce can increase its budget and transaction offerings on its site. Mint can learn a few things from PageOnce, however. First, have your product actually work 100% of the time. The constant bugs are unprofessional and the customer service is terrible. Also, Mint could add a new feature to track travel points accounts and some major billing providers. However, they should focus on doing what they already do better before they add new features.

Another alternative that I have begun to love is Personal Capital. If you are focused on tracking investment accounts and your retirement, be sure to check it out!

Filed Under: Banking, Lifehacking, Time Management, Travel Tagged With: Mint.com, PageOnce

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I started a little side hustle blog in 2008, and left my full-time day job as a Senior Financial Analyst to turn my side hustle into a full-time gig. Learn how I did it so you can build your side hustle. It all starts with the first dollar.

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