Everyone doesn't follow the advice to have an emergency fund for times when you need cash in a pinch. Other people get stuck needing more than they saved for. Whether your car breaks down or your water heater blows up, sometimes you need cash in a hurry. Here are some ideas to get the cash you need right away.
Have you ever wondered how bankers decide whether or not to approve a loan? Have you ever been rejected for a loan? Are you interested in a new loan sometime in the near future? If so, you should probably know a bit about how bankers underwrite loans to decide whether to approve or deny prospective customers.