Credit score

credit score wheel with bak of a red cartoon credit card.

Your Credit Score Is More Important Than You Think

I am completely debt free. I own my car, my house, and I have absolutely no student loans. I never plan to borrow another dime in my life, but I still worry about my credit score. Initially, this might seem like an odd statement, but your credit score is more important than you might think. … Read more

Credit Scores Complete Beginner Guide- Personalprofitability.com

Credit Scores: The Complete Beginner Guide

Your credit score is one of the most important numbers you will ever have in your life. It is like your old GPA (grade point average) from school, except for your money. Banks, credit card companies, lenders, employers, and landlords can use your credit history to decide if you get a new account, loan, apartment, … Read more

Eric Rosenberg

How Should Millennials Start With Credit?

This past weekend, I spent four days at the Financial Blogger Conference to get ideas for making this site better for all of you. While there, I was interviewed by credit reporting agency Experian. They asked me about starting out with credit for college students and young professionals.

Bank in Vermont

Underwrite Yourself for a Loan

Have you ever wondered how bankers decide whether or not to approve a loan?  Have you ever been rejected for a loan?  Are you interested in a new loan sometime in the near future?  If so, you should probably know a bit about how bankers underwrite loans to decide whether to approve or deny prospective … Read more

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