Your credit score is one of the most important numbers you will ever have in your life. It is like your old GPA (grade point average) from school, except for your money. Banks, credit card companies, lenders, employers, and landlords can use your credit history to decide if you get a new account, loan, apartment, …
A Narrow Bridge Finance reader recently wrote me with a question that made it clear he is in a very tough spot. His Dad opened up a credit card under his name. As it is his Dad, and not a stranger, this is not your typical identity theft situation. Here is what was going on, …
What To Do When a Family Member Opens a Credit Card Under Your Name Read More »
Have you ever wondered how bankers decide whether or not to approve a loan? Have you ever been rejected for a loan? Are you interested in a new loan sometime in the near future? If so, you should probably know a bit about how bankers underwrite loans to decide whether to approve or deny prospective …
Credit repair companies advertise that they can turn your credit around quickly and with little work on your part. While some credit repair agencies are reputable, many falsely advertise and mislead consumers into thinking they can fix it all for a fee. Before you hire a credit repair company, here are some reasons you shouldn’t and tips to take care of your credit on your own.
I have written about LastPass a few times before. LastPass is a password protection tool that you can use to secure your online life. They recently added a new free credit monitor feature that you can use to make sure you know about any unwanted surprises on your credit report.
On Saturday night, I was out at a bar with some friends when an incredibly cool bar discussion topic came up. We started talking about credit scores and credit reporting. (Now you know my friends are as cool as I am.)
