Your credit score is one of the most important numbers you will ever have in your life. It is like your old GPA (grade point average) from school, except for your money. Banks, credit card companies, lenders, employers, and landlords can use your credit history to decide if you get a new account, loan, apartment, or even a job. At the same time, it can save you tens of thousands of dollars on a mortgage loan. Here is everything you need to build an excellent credit score, and how you can understand and use it.[Read more…] about Credit Scores: The Complete Beginner Guide
I’ve written about getting your credit score for free in the past, but Credit Karma does a lot more than that now. Along with their credit estimator and credit report card, the growing site just added free daily credit monitoring.