Last week, 40 million Target shoppers, myself included, had their payment data stolen. Whether you used a credit or debit card, if you paid with anything but cash at a Target store, your data may have been stolen.
This past weekend, I spent four days at the Financial Blogger Conference to get ideas for making this site better for all of you. While there, I was interviewed by credit reporting agency Experian. They asked me about starting out with credit for college students and young professionals.
You all know that I think credit cards are awesome. Credit card rewards have helped me travel the world for almost nothing, and they can be the doorway to great travel benefits. However, credit card debt can be crippling financially and should be avoided at all costs.
I would imagine that many of us have either dealt with credit card debt, or at least know someone who has. The fact that the average household has more than $15,000 of credit card debt (of those that have credit card debt) tells me that many are intimately acquainted with such debt. If you have …
What to Do if You Find Yourself in Credit Card Debt Read More »
Everyone doesn’t follow the advice to have an emergency fund for times when you need cash in a pinch. Other people get stuck needing more than they saved for. Whether your car breaks down or your water heater blows up, sometimes you need cash in a hurry.
Almost every new credit card I sign up for comes with a large, up-front miles or points bonus for spending a certain amount in a certain time frame. Some cards require thousands of dollars of purchases that you may not regularly make. Other times, you may be trying to hit the minimum spend for a …
The Easy Way to Hit Credit Card Minimum Spend for Miles and Points Bonuses Read More »
