Everyone doesn't follow the advice to have an emergency fund for times when you need cash in a pinch. Other people get stuck needing more than they saved for. Whether your car breaks down or your …
The Easy Way to Hit Credit Card Minimum Spend for Miles and Points Bonuses
Almost every new credit card I sign up for comes with a large, up-front miles or points bonus for spending a certain amount in a certain time frame. Some cards require thousands of dollars of …
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Be Prepared to Lose Your Wallet
You reach into your pocket to grab your wallet. You feel around. Your stomach drops. It's not there! Hopefully you will never have to go through this scenario that millions of people have had to …
How Credit Cards Are Paying For My Birthday Party in Vegas
I have always loved to travel. Growing up, vacationing was a regular part of our family life. I consider myself blessed that I was able to see quite a bit of the world before I started high school. …
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Is Your Credit Card Debt Worth the Cost?
I remember the day like it was yesterday, I was looking at my four credit card statements and saw that I was just north of $20,000 in credit card debt. I asked myself, how did I get there? It did not …
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Planning My First Credit Card Churn
If you regularly read travel hacking blogs, you have probably heard the term “churn” used quite a bit. For the uninitiated, a churn is a strategy used to sign up for new credit cards to maximize …
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Why I Pay My Credit Card Twice Per Month
I pay my credit card twice a month every month. I started bi-monthly credit card payments when I got my first job out of college, and I strongly believe that is the best way for the average person to …
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Getting Awesome Free Travel Rewards
I have written about awesome mileage cards in the past, and just took advantage of a sweet deal that landed me a free round trip flight on American Airlines. Sound too good to be true? It isn’t. You …
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Managing Your Cash Flow Like a Company
Did you know large companies never pay invoices right away? They don’t even care about the due date. They set a policy telling vendors when they will be paid. While you don’t have as much leverage as …
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Five Bad Financial Decisions that will Hammer you with Debt
This is a special post from Jason at Frugal Habits. Anyone who has experienced the pressure of excessive credit card debt or the stress of paying bills they can’t afford, usually can point back to …
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