Checkbook on a Smart Phone

Balancing Your Checkbook: A Waste of Time

Over the last five years, the technology behind our finances has been moving a mile a minute. Online banking and online bill pay have replaced paper checks. Have your tracking methods changed as well?

Checkbook Account

Why I Don’t Balance My Checkbook

We have been told that we need to balance our checkbooks for decades. This common advice is given with the best intentions. We are told that by tracking our transactions, we are protecting ourselves from overdrafts and ensuring nothing unauthorized happens in our accounts. That is true, but there are better ways to do all of that.

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