Budget

Bali Beach Indonesia

How to Have an Unforgettable Summer Vacation and not Bust Your Budget

It’s the beginning of May which means that summer vacation season is just getting started. Growing up, I remember looking forward to our family vacation every summer as it usually meant going somewhere fun. Today, as a father of three, summer vacations are still fun but they are not all fun. Before the big trip …

How to Have an Unforgettable Summer Vacation and not Bust Your Budget Read More »

Is Your Credit Card Debt Worth the Cost?

Is Your Credit Card Debt Worth the Cost?

I remember the day like it was yesterday, I was looking at my four credit card statements and saw that I was just north of $20,000 in credit card debt. I asked myself, how did I get there? It did not help that I had just come back from the music store having purchased four or five CD’s that I had no business buying, yet I still did not see the issue. My problem was that I was using credit cards to fund a lifestyle that I wanted, and felt that I deserved but was doing it at the expense of my future. It would be one thing if the credit card debt was due to me losing a job or something like that, but sadly it was largely spent on junk that I did not need. One question kept running through my mind – was all that stuff worth the cost?

black and white airplane wing view

Making Travel a Reality

In November, I spent 2 weeks in London, Paris, and Amsterdam. In January, I was in Costa Rica. In March, I made it to Fayetteville, Arkansas for a weekend. On Monday, I came home from New Orleans for three days before I drive to Omaha for a long weekend. Next weekend I am back in Arkansas, and by the end of the summer I will have been to Minneapolis and hopefully Spain. This might be incredibly overwhelming, but you can really do it too. I promise.