401(k) | Personal Profitability

Save Money on Your Investments

Not so long ago, in a city not so far away… I spent a fair amount of time picking stocks and trying to beat the market. I will be honest, I was pretty good at it. However, the time and effort it took did not always justify the effort. Over time, I have moved more toward investing in ETFs and mutual funds so I don’t have to worry as much about my money. With that change, though, came new costs and fees that I have to manage.

Should I Max My 401(k) or my Roth First?

Investing, Retirement

I recently wrote about paying yourself first, and one astute commenter had a great question about the value of maxing your Roth IRA first or your company’s 401(k) plan first.

How To Pay Yourself First

Banking, Retirement, Saving

Personal finance folks often throw around the term “pay yourself first.” It is a bit big headed of us to assume you know how to do that. Here are some steps you can take to put the most popular finance advice to work.