Saving | Personal Profitability

Budgeting to Save Money is Like Excercise to Lose Weight

Budgeting, the exercise of personal finance, can make a big difference. Going from no budget to watching your expenses can save you a lot of money. However, as some financial bloggers point out, it is important to go for the big kills rather than a nickel here and a dime there. Cutting your rent, insurance, and cable/Internet bills can save big over the course of a year. Even more important, though, is income.

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A Present That I Used to Save Me Money

Budgeting, Saving

For Chanukah, I asked for and received a Roku. Roku is like a cable box for the internet. My box brings in unlimited Netflix streaming videos (20,000 available) and music from Pandora. It can be setup to do much more.

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What The Heck is a 529 Anyway?

Education, Investing, Saving, Taxes

Almost every investment firm offers a 529 account. They talk about how great it is and how everyone should have one. Most people have no idea how a 529 works or what it is. This post will give you a breakdown on the basics of a 529 and what you need to know if you are going to get started with this type of account.

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Upromise Helps Pay For School

Education, Saving

I recently gave in and took the dive into Upromise. Upromise is a program designed to give you cash back from select purchases (namely restaurants, online stores, and grocery) to fund a 529 college savings account, pay for college loans, or go directly to education expenses. Anyone can sign up. An adult can sign up

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How To Deal With US Savings Bonds

Investing, Saving, Taxes

If you are like me, you have a big stack of US savings bonds that has been accumulating dust in a safe deposit box since you were born. If you are under 30, those are still gaining interest today. But what should we do with our savings bonds? I never thought to cash mine in until I got to grad school, and that promted quite a bit of research into how to deal with finding the value, paying the taxes, and cashing in my bonds. I will take you through the process I went through up to today, the day I take my bonds to the bank.

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Saving Companies Money is Not Always Bad

Economy, Saving

Deep down inside, I know a lot of people probably think saving the big bad company money is a bad thing. Why would I want to save the cable company money? Don’t they gouge me every month when I get my bill? I take a different look at it. Sometimes saving companies money can save you money, or make you money. My favorite example of this is paperless billing.

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