When I worked in banking, we had many great customers. Part of our strategy was to grow our customer relationship to cover all of the customer’s banking needs. These primarily included checking and savings accounts, credit cards, and loans. When a customer paid their loans and credit cards on time and managed their finances responsibly, […]
Keeping Credit and Cash Seperate Read More »
Most credit card companies offer “automatic payments”, where you can sign up for automatic withdrawals of either your minimum payment or full balance every month. Is this a good idea? This post will look at the big benefits and big drawback of automatic credit card payments. First, the benefits. If you pay your credit card
Automatic Credit Card Payments Read More »
At some point, you are probably going to need a new car. For young people, this is usually the first major purchase (thousands of dollars) that you will make. You have three options: Buy in cash, lease, or buy with a loan. The best option is to just buy the car outright in cash. This
Leasing vs. Buying Read More »
I keep telling you how you should invest, stop spending, and do more for yourself financially. I can not justify doing so without doing so myself. I want you all to see how I am doing it today. That is my breakdown. You might note that I did not include a budget for my living,
